There's an estimated £31.1 billion in lost pensions across the UK - around £9,500 for every lost pot. The Pension Tracing Service® has partnered with Profile Pensions to help you track yours down, check them for benefits and penalties, and, if it's right for you, combine them into one modern, personalised pension plan.
Find my pensionNo hidden costs, we track down your old pensions and secure your benefits for a flat 1% one-off fee. Our annual fee is between 0.82%-0.86% (depending on the pension plan we choose for you).
The Pension Tracing Service® has been helping people locate lost pensions since 2012. Today, we work in partnership with Profile Pensions, so you get more than just a trace; we will help you find and combine old, lost pensions into a new pension plan tailored to your needs, to make your money work harder for your retirement.
Get startedWe're not affiliated with, or managed by, any government body. The UK Government's free pension tracing tool (launched in 2016) is a separate service, you can find it at gov.uk/find-pension-contact-details.
Once you sign up, Profile Pensions will contact HMRC, the DWP, pension providers, trustees, previous employers, and anywhere else your old pensions might be hiding. You only need a few personal details to get started; their pension tracing team will do the rest.
They'll keep you updated throughout and will work hard to find your lost pension. Plus you can speak to one of the Pension Advisers whenever you need to.
Once your old pensions have been located, Profile Pensions' qualified experts go through each one in detail. They'll check the value, how it's performing and what you're paying in charges, and look carefully for any exit penalties or guaranteed benefits, so nothing valuable gets left behind.
Then they'll compare funds from the whole of the market and give you a personalised pension plan, so your pension savings could work harder for you.
If combining your pensions is the right call, Profile Pensions will transfer them into a new, personalised pension plan tailored to your needs, choosing the best funds for you from the whole of the market. Their service is ongoing, so they keep making sure your pension stays in the right place for you as your life changes.
A one-off 1% fee applies when you transfer, taken directly from your pension. If Profile Pensions can't find or transfer a pension for you, there is no charge for the service.
Meet Mike Skinner. He had been trying to track his pension for over a year, our pension tracing specialist, Shaun Davis, was able to locate all of the details for him and finally gave Mike the peace of mind he needed.
You can also request contact details from the Pension Tracing Service by phone or by post.
The Pension Tracing Service
Telephone: 0800 1223 170
From outside the UK: +44 (0) 1782 389134
Monday to Friday, 9:30 am to 5:00 pm
Address
The Pension Tracing Service
The Lantern
High Street
Ilfracombe
EX34 9QB
Copyright 2026 by Pension Tracing Service®
The Pension Tracing Service® is a trading style of Millennial Wealth Ltd. We are authorised and regulated by the Financial Conduct Authority (FCA number 914746). Pinnacle House, 34 Newark Road, Peterborough, PE1 5YD. Registered company number 11557299.
Profile Pensions is a trading name of Profile Financial Solutions Ltd, authorised and regulated by the Financial Conduct Authority (FCA number 596398). Registered office: Norwest Court, Guildhall Street, Preston, PR1 3NU.
This service is not affiliated with the Department for Work and Pensions or any government body. When you click to get started, you'll be taken to Profile Pensions to complete your sign-up and begin the Find, Check & Transfer service. Capital at risk: the value of investments can go down as well as up and you may get back less than you put in. Past performance is not a guide to future performance. Tax treatment depends on your individual circumstances and may change.
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