Pre April 2016, if you were employed(rather than self-employed) you paid Class 1 National Insurance which entitled you to the Basic State Pension & an Additional State Pension.
The Additional State Pension was based on your earnings as well as the National Insurance contributions that you had made. If you had built up a considerable amount of Additional State Pension by April 2016, it could have meant that you have already earned a pension under the old system that is worth more than the full new State pension.
If this is you, then you will get the full new State pension amount and will keep any amount above this as a ‘protected payment’, which will also increase with inflation. Post April 2016 you will not be building up any more State Pension under the old rules.
You can also request contact details from the Pension Tracing Service by phone or by post.
The Pension Tracing Service
Telephone: 0800 1223 170
From outside the UK: +44 (0) 1782 389134
Monday to Friday, 9:30 am to 5:00 pm
Address
The Pension Tracing Service
The Lantern
High Street
Ilfracombe
EX34 9QB
Copyright 2020 by Pension Tracing Service ®
The Pension Tracing Service ® is a trading style of the Millennial Wealth Ltd. We are authorised and regulated by the Financial Conduct Authority. FCA number 914746. Pinnacle House, 34 Newark Road, Peterborough, PE1 5YD. The registered company number is 11557299
This service is not affiliated with the Department of Work and Pensions or any government body. The Pension Tracing Service does not offer financial advice to our clients. However we can allocate you an Authorised and Regulated Pension Specialist.
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